The short common-sense street-smarts version:
M4 Research (M4) LLC is the owner of WealthVault.net. M4 is managed by its parent company, LWL Media, Inc (details here).
Nothing contained herein — whether via the front-end blog or via the private members area — should be construed as legal, tax and/or accounting advice. We don’t sell investments. We’re not brokers, money managers, or financial advisors. Any action taken in regards to the information contained on this site, or ancillary products or services should be undertaken only upon the advice and counsel of a trained legal and/or accounting professional.
M4 Research LLC and its partners, editors, and affiliates, through its Wealth Vault membership, ONLY offers research and passes along wealth-enhancement ideas, and financial education. We are not liable for any loss you incur that is directly or indirectly related to the purchase and use of our information, products or services.
The long legal, the-devils-in-the-details version:
M4 Research LLC is not a United States Securities Dealer, NFA/CFTC Member, or United States Investment Advisor. All articles and related documents are never considered to be a solicitation for any purpose, in any form or content. Upon reading the articles and information on this website, you hereby acknowledge this warning and Disclaimer. All information provided is for informational purposes only, and shall not be relied upon as personal financial advice. Any reference to a specific trading strategy or investment method is only to assist in learning, and shall NEVER be relied upon when making future investment decisions.
Futures, Forex, Hedge Funds, Private Equity, Private Placement, and all other forms of alternative investing involve a substantial risk of loss and may not be suitable for all investors. All investors must evaluate the alternative investment they are interested in, and shall not rely upon the opinion of M4 Research LLC, or any of its affiliates. Any references to a specific company, investment idea, or trading strategy must be assessed by the potential investor, and therefore, there is no liability incurred by M4 Research LLC for any event occurring as a result of these opinions or references.
Past performance may show the history of the trader, but is not necessarily indicative of future trading results. Trading advice is based on information taken from trade and statistical services, and other sources which M4 Research LLC believes to be reliable. We do not guarantee that such information is accurate or complete, and it should not be relied upon as such. Any investment insight, education, or implied advice reflects our judgment at a specific time and is subject to change without notice.
There is no guarantee that ANY information provided by M4 Research LLC will result in profitable trades or investment decisions. All trading and investment decisions should be made by the account holder, and shall not be based upon information derived from this website, or any employee of M4.
M4 Research LLC and its members shall not be liable for any actions resulting from the reading, application, communication, or redistribution of any material provided on this website.
M4 Research LLC is not to be considered a licensed tax advisor, and shall NOT be relied upon for tax or investment advice. Tax regulations vary between jurisdictions, and each reader is subject to tax and reporting laws in their country of residence. Every reader must acknowledge and obey their local tax laws, and shall NOT consider information from this site when making tax related decisions. All information related to taxes shall not be relied upon in any way, as M4 makes no warranties or claims to the accuracy of this material.
Posts/Comments: All comments posted by readers are the sole opinion of the author (“reader”), and do not reflect the opinions of M4 Research LLC, or any of its members. M4 Research LLC shall NOT be held responsible for the accuracy or legitimacy of any information posted by its readers, or its employees. Anyone who chooses to engage in a financial transaction/business deal with someone they have met through M4 Research LLC., it’s blog, or website, MUST do so at their OWN RISK!
M4 Research LLC shall NOT be held liable for damages/compensation for ANY business deal, or financial transaction, originating through WealthVault.net, its Blog, or employees/contractors. All material on WealthVault.net, its Blog, and members area, shall NEVER be relied upon when making future decisions. M4 Research LLC does not guarantee any information on WealthVault.net, and shall NOT incur liability for any action resulting from the use of any of its material.
For those of you who complain about reader comments, please research the Communications Decency Act or “CDA”, 47 U.S.C. § 230. Because this important law is not well known, we want to take a moment to explain it, and how it protects M4 Research LLC and all of its members. For even further detail, please click here for a Wikipedia article which covers every aspect of the law.
Because the comments on WealthVault.net are authored by users of the site, we cannot be legally regarded as the “publisher or speaker” of the posts contained here, and hence are not liable for comments even if they contain false or inaccurate information.
The reason for this rule is simple. Websites cannot possibly monitor the accuracy of the huge volume of information which their users may choose to post. If a disgruntled plaintiff were permitted to hold a website liable for information that the site did not create, this would stifle free speech as fewer and fewer sites would be willing to permit users to post anything at all!! For an example, please refer to Batzel v. Smith, 333 F.3d 1018, 1027-28 (9th Cir. 2003) ( “Making interactive computer services and their users liable for the speech of third parties would severely restrict the information available on the Internet”. Therefore, Section 230 of the CDA sought to prevent lawsuits from shutting down websites and other services on the Internet.
In general, each and every lower federal district and federal appellate court that has construed the CDA has maintained that websites like WealthVault.net are immune from virtually every type of civil liability when the site has been sued based on information posted by a third party. See Doe v. America Online, Inc., 783 So.2d 1010 (Fl. 2001); Green v. America Online, 318 F.3d 465, 470 (3rd Cir. 2003) (noting that the CDA, “‘precludes courts from entertaining claims that would place a computer service provider in a publisher’s role,’ and therefore bars ‘lawsuits seeking to hold a service provider liable for its exercise of a publisher’s traditional editorial functions – such as deciding whether to publish, withdraw, postpone, or alter content.’”); Carafano v. Metrosplash.com, Inc., 339 F.3d 1119 (9th Cir. 2003); Schneider v. Amazon.com, Inc., 31 P.3d 37 (Wash.App. 2001); Doe v. GTE Corp., 347 F.3d 655 (7th Cir. 2003); Zeran v. America Online, Inc., 129 F.3d 327 (4th Cir. 1997); Blumenthal v. Drudge, 992 F. Supp. 44 (D. D.C. 1998).
External Linking: Please be aware that some of the sites that you may link to through on our website are not supported by M4 Research LLC and are maintained by outside entities. Because the material made available on these sites is not under the control of M4 Research LLC, we make NO representation to you about these sites, or the material you may find. The fact that M4 Research LLC has linked to these sites does not constitute an endorsement or recommendation of any kind. The links to these sites are being provided only as a convenience to you, and are strictly for informational purposes only. M4 Research LLC does not support the information of any other website or company, and shall NOT be held liable for damage occurring from any website it links to, or is linked from.
Blog Content: All contents of this Blog, except for comments, constitute the opinion of the Author, but do NOT represent the views or opinions of M4 Research LLC. The Author is not an investment advisor, tax professional, or licensed broker, and you should NEVER substitute information from our website, Blog, or members area for information obtained from an experienced professional. To encourage safety, we recommend you to always consult with a licensed advisor before making any decisions related to information on this website. The content of this Blog and website are not intended to cause harm, but if you have any concern about any of its contents, please contact M4 Research LLC. Disagreeing with the content of the website does not constitute sufficient grounds for you to request M4 Research LLC to remove or modify any comments, posts, or information contained on this website. Removals will be judged on a case by case basis, and are not granted upon request.
Copyright Policy: All text, images, and other content on this website is the property of M4 Research LLC, unless noted otherwise. You are NOT allowed to reproduce, sell, or modify any part of this Blog, or website, and those who violate this policy may face criminal prosecution. You are welcome to link to our Blog, and discuss its contents in a respectful manner, which we greatly encourage. When you quote or link to our Blog, please include the website name in your link. Unless specified by M4, no one is authorized to use the content of this website for personal profit. THE UNAUTHORIZED COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, POSTING, TRANSMITTING, OR DUPLICATION OF ANY MATERIAL ON THIS WEBSITE IS PROHIBITED.
Limitations of Liability: IN NO EVENT SHALL THE AUTHOR, OR M4 RESEARCH LLC, BE LIABLE FOR ANY DAMAGES OR LOSSES RELATED TO THIS WEBSITE. THE AUTHOR’S LIABILITY FOR ANY CLAIM IS LIMITED TO THE GROSS MONTHLY AMOUNT PAID BY THE AUTHOR FOR HOSTING SERVICES DURING THE ONE MONTH PERIOD IMMEDIATELY FOLLOWING THE DATE OF THE CLAIM. Each reader acknowledges that they have entered into this Agreement by visiting our website, relying and recognizing the limitations of liability stated herein. Without limiting the foregoing, M4 Research LLC shall not have any liability for any failure or delay resulting from any condition beyond its reasonable control. As stated prior, M4 is not liable for the content of any comments which visitors, or authors, may post on this Blog or website (see Comment policy).
Obligation to Indemnify: By visiting this website, you agree and recognize that M4 Research LLC, its readers, employees, and owners (collectively “Indemnified Persons”) will be held completely harmless from any and all third party claims, liability, loss, and expenses (including but not limited to: damage awards, settlement amounts, legal fees, civil suits, etc.).