M4 Support

Another Look at the Importance of Residual, Passive Income

Posted October 29, 2013 at 10:00 am

From a Current Wealth Vault Member:

Hi there -

A while back, I thought things  couldn’t get much better.  Life at home was wonderful.  I was providing for my wonderful wife and dog, we had a nice car, a house in a great location and one extra rental.

A direction in my business  I had been working hard on was starting to pay off;  I was doing something every day that I was really passionate about – helping others in  customer service  and  sharing my own brand of  successful thinking and strategies  that I had worked  to develop.

Success in ALL areas of  life, not just money.

Suddenly and without warning, a few people associated with the business I was working with decided to run off with the company’s money.  On top of  that, I was thrown under the bus and made to look  like I had something to do with the fraud that  had  been perpetrated.

I was sued and a restraining order was placed on me.  In just  a short period of time, I lost  almost everything.

Talk about things  changing in the blink of an eye!

One moment, I  was  on  top of the world doing what I loved and earning a living for my  family, and the next moment  I was so devastated, I wondered at times  if life was  still  worth living.

Four things got me through this  moment in my life: my faith; the friends who turned out to be my ‘real friends’; my residual passive income I had created; and my own success conditioning that  I practiced every day.

I’ll let  the  word ‘faith’ stand for whatever your  own definition of that word is.

As far as friends, well I  learned quickly  who they REALLY were. It  was  those REAL friends who believed in me through thick  and thin and NEVER  believed what they read or  heard; that was CRITICAL for me getting through the first few months of  the  tragedy I was  facing.

I even discovered friends who I  never  thought I had.   People who had a good handle on  what had happened and understood that I had been left with the wolves; people who  kept me thinking rationally each day and told me that I would come through the other  end… that  there WAS life after  such a tragedy.

My success conditioning that  I had created over  the  years also helped me to hold things together. Without understanding the immutable laws that  govern our  lives and how our  thoughts and our words actually create our  reality going forward,  I might not  be  here today writing this.

What I mean is,  as an investor (and  as a person in general), we all have much more control of and governance over our  lives; we are much more responsible for  the RESULTS in our life than many people want to  accept.

The “herd”,  as the M4 Research team regularly refers  to, believes that  life just happens;  that bad things happen, that  the world is  out to get them,  and  that there is nothing they  can  do to make their lives better -  so, they spend their  time COMPLAINING  about the results  they’re getting or  the  conditions in their  life rather  than working  to achieve more.

And, achieving more all starts  with the mentality – positive thinking,  confidence, and  determination – then,  taking action based on those thoughts.

What I  want  to share in particular with you right now though, is  the difference that  having a residual, passive income made during this moment  in  my life. It was this  small passive, residual income that got me through things financially WITHOUT having to give up on my dreams.

It was  an  income that allowed me to work  on  my legal  case day and night, while still  being able to pay for  a place to live and put food on the table. I  didn’t need to run out  and get a J-O-B… you know, one that didn’t  appeal to me or fit my short- and long-term  goals. I mean, there is nothing wrong with getting a part time-job or a  different job;  but, the point  I’m  making is my hand wasn’t  forced to work in a place that would be counter-productive to what  I was trying to achieve.

I was able to retain and maintain my independence through the hardest moments in my life and not end up living off  the  generosity of my friends or  government handouts (a ‘hand up’,  I personally am okay with in my life, but I strive at all times, as most of us do,  to pull my own weight whenever possible).  It helped me overall not  lose hope – not  give up!

As you’re reading this, I hope,  trust, and pray that  nothing ever befalls YOU such as what  happened to me. However, since any kind of tragedy (or, even obstacle or life challenge) can strike anyone at any time, the importance of being prepared cannot be  underestimated.

The Wealth Vault  is  one of the best sources I’ve found which contains a large selection of passive and residual income sources. In fact, until I dug deeper inside,  I didn’t even realize there were such a wide variety of opportunities  shared inside The Wealth Vault.

Opportunities such as what  I like to call ‘Fractional Storage Ownership’. Have you checked out the report inside The Vault on this yet?

Fractional storage wasn’t the  residual,  passive income that  I relied on when things got  tough, but it’s one of MANY that  are  inside The Wealth Vault waiting to be discovered by any member who wants  to smartly look  at ALL the ways that  can  help secure their future rather than just one way.

It just takes the effort to  educate oneself,  the  determination to reach the end goal,  and  the  confidence in a non-conventional approach.

My best to you,

- J.M.


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The Unfiltered TRUTH HYIP Scammers Don’t Want You To Know!

Posted July 29, 2013 at 8:00 am

Continue reading as we reveal 11 dirty secrets scammers don’t want you to know AND 11 red flags to watch out for…

Have You Been Scammed & Lost Money in an HYIP?… Are You Sick And Tired of The Lies And Deception?? 

Dear Profit-Minded Investor,

I’m gonna skip all the usual hype you’re used to seeing and cut straight to the chase, because there really isn’t any time to waste if you want to avoid becoming another HYIP sitting duck.

If you want to continue to gamble away your money on chintzy, doomed-to-fail HYIPs like I used to do before I lost over $100,000 and finally wised up, then you might as well leave now.

I don’t want to waste your time or mine if you’re a get-rich-quick adventurer just looking for more bogus investment schemes to throw money at…

On the other hand… if you’re ready to get off the HYIP merry-go-round, then read on…

HYIP Popularity

I’ve never met anyone who doesn’t want a great return on their money. It doesn’t matter how young or how old you are. And there’s no doubt that HYIPs (High Yield Investment Programs) are by far the most popular type of investment schemes being promoted on the internet today.

Continue reading this FREE in-depth report in which the dirty scammer secrets are revealed…



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A Note To Newbie Investors

Posted July 15, 2013 at 10:00 am

Co-written: Deron Desautels, Membership Manager; Brad Wajnman, Research Director

Before I start, I need you – the reader – to note that we are not financial advisors; and, therefore, none of what we say is to be taken as advice – only insights into what we have learned along the way.

I will not suggest how you should employ your money; but, I can give you educational information for you to think about.

The most important thing I can say off the bat is, if you A) are a newbie investor AND B) do not currently have an extra income, you will really want to steer way from speculative trading until you gain more knowledge about employing money AND have more funds to work with.

One of the MOST important things new investors need to understand about investing is the concept of ‘RISK CAPITAL’. The bottom line is this: don’t trade (invest) with money you can’t afford to lose – especially when it comes to speculative opportunities.

If you are not familiar with speculative investments, they are essentially anything that involves transactions based on price movement (of a stock, derivative, contract, currency pair, etc).

Their counterpart would be investing in an equity- building or equity-sustaining opportunity (such as property ownership or shares in a sustainable business).

If these concepts seem foreign to you, what I can best suggest is to NOT employ your money in any program or service until you first invest in some education on these concepts (and, others).

It is not so much that you need to learn about the markets or how they operate as it is that you will need to understand risks and money management practices.

Once you have a better understanding of basic money management concepts, you will be ready to proceed in understanding how to select an investment opportunity (or, opportunities) that are appropriate for you.

Over to Brad:

There are questions that should be asked by newbie investors when looking into alternative investment opportunities; but, these questions usually aren’t asked until AFTER they get burned (been there, done that).

We have an in-depth report called Auto-Pilot ROI that covers the most important criteria to look for (and questions to ask) when doing due diligence on any type of managed account where you’re turning control of your funds over to someone else to trade for you on your behalf.

I use the same criteria in the report when I’m evaluating potential managed or auto-traded investment vehicles to share with our Wealth Vault members.

However, through a lot of trial and error what I’ve learned is that you can have a ton of due diligence and verifiable performance history going back several years and still lose money.

The   ________ situation (editor’s note: he’s referencing the situation we refer to in our ‘Lost Millions‘ article) that happened in 2012 is a prime example. The traders behind              _ had an amazing 4+ year track record of stellar returns and good money management.

I actually spoke to two clients last year who confirmed the returns they were getting over a 6 month period were consistent with the figures I was given.

Well, with                 (editor’s note: he’s referencing the situation we refer to in our ‘Lost Millions‘ article), members lost 63% of their account balance within a 2 day period.

The hardest part about answering questions about speculative investments like these is that anything can happen when you least expect it.

Look at MFGlobal (http://en.wikipedia.org/wiki/MF_Global). Before their fiasco, most people would’ve said their money was totally safe with them. Investors (many of them extremely savvy) had all the due diligence in the world on MFGlobal; but none of that mattered.

The point is, just because an investment may be legitimate and has a great previous track record doesn’t necessarily mean that it’s any safer than MFGlobal was.

You can’t avoid risk, you can only manage it (which means: employ strategies to reduce it or find vehicles whose risk-reward ratio is skewed nicely in your favor).

One of the best ways to do that is through diversification (spreading out your eggs in many baskets and asset classes) and only using money you can comfortably afford to lose (i.e. ‘Vegas’ money).

We have a report with The Vault, entitled ‘The Sane Investing Report’, which discusses the concept of managing risk through diversification.

To gain access to this and dozens of hidden money-growing gems, watch this short presentation…


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For richer… or… ignorance

Posted January 10, 2013 at 12:48 pm

by Deron Desautels
M4 Membership Manager

***This is NOT a statement of political standing, suggested economic or governmental changes, or a criticism of any social movement. It is a direct criticism of ignorant viewpoints – or, at least viewpoints that aren’t seeing the full picture***

I wanted to start this post by addressing a comment that was recently stated by a person in my network (and, iterated and re-iterated among many others):

“So, yes, I think ones propensity to behave unethically is directly related to one’s socio-economic status.”

It makes me cringe at the thought of such naivety.  This is one of the most common social / financial misconceptions in our society.

Here’s one perspective on this:

A lack of ethics means a lack of positive education on ethics – whether through parenthood, schooling, or social and employment environments. I would personally argue that the higher the socio-economic status, the more likely to be educated.

And, the more likely to be educated therefore means the more likely to have been trained in ethics, as well as professional and social protocol and… well… manners.

But, even if we do not want to get into the philosophical / speculative assumptions, let’s look at the following….


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What if money didn’t matter?

Posted November 30, 2012 at 5:14 pm

We know the above question might seem silly, considering that we pass long research related to it…

Yet, it’s still worth probing and we’d like your opinion on it AFTER watching this thought-provoking 3-minute video…


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Socialism’s great lie

Posted November 19, 2012 at 2:35 pm

by Jeff Thomas

In order for socialism to appeal to the masses, a great lie has been put forward: the concept of the “haves” and the “have-nots,” or the “rich” and the “poor”. Most any socialist will refer to these categories regularly and is unlikely to characterise himself as “rich.”

Even celebrities, with incomes in the seven-figure range will never refer to themselves as “rich.” Rich is equated with “evil.” Therefore, a businessman who may earn under $100,000 per year is “one of the greedy rich,” whilst a celebrity whose annual income is in the millions is “one of the people.”

How, then, is “rich” defined by those of a socialist bent? Well, in fact, it is unlikely that any socialist has ever put a number on it, but there is a decided trend to suggest that, if my neighbour has more than me, he is rich.

Continue Reading…


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Why gold bugs deserve to lose money

Posted August 28, 2012 at 10:10 pm

by Brian Lund

I had a number of great conversations with some intelligent and thoughtful investors and traders. 

But unfortunately, the vast majority of the people I spoke with did not fall into that category.  Instead they chose to embrace “active ignorance” about the financial markets.

They roughly broke down into five different categories, and if you are one of these “types” you deserve to lose all your money as far as I am concerned.

The answer to everything is gold.

These people are what are known as “gold-bugs” but they should be known as “gold-idiots.” And although thanks to the “broken clock” phenomenon they may have seemed wise at times over the last few years, remember, most have been calling this same tune since 1980.

“I don’t trust the markets so I am buying gold.”

“I don’t trust the financial professionals so I am buying gold.”

“I don’t trust the government so I am buying gold.”

“I think my wife is cheating on me so I am buying gold.”

“I am having erectile dysfunction issues so I am buying gold.”

That is all they can answer to any question, “gold!”

What’s even more ridiculous is that their distrust of the markets makes their myopic view exponentially worse.  They pay  huge transaction fees, taxes, and risk thievery by hoarding physical gold instead of “owning” it in a more efficient way that would free up space for homemade preserves and elk jerky in their shelters.

[ Details / Source: Above is our hand-picked KEY excerpt(s) from this full article: "5 Reasons You Deserve To Lose Every Penny In The Market"]


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More gold bug debunking

Posted June 1, 2012 at 2:44 am

by Izabella Kaminska

Goldbugs don’t just believe in the fundamentals of gold. They worship at the altar of gold.

The goldbug view represents a market philosophy, a doctrine and a belief-system.

Question it and you incite anger, rage, ridicule.

For ‘non-believers’ this can be frustrating. It’s impossible to have a rational discussion on the subject because goldbugs inevitably intervene with ‘ absolute’ views, none of which are open to adjustment. They stick to those absolutes, even if the facts don’t fit support the narrative.

Unlike the gold system, which asks you to put your faith in an inanimate shiny object, a paper “fiat” system asks you to put faith in relationships, in your neighbours, your community.

It asks you to believe that society will honour its debts because it doesn’t make sense for it not to — largely because it is just as dependent on you honouring your debts to it, as you are on it honouring its debts to you. It’s a system based on quid pro quo relationships. A symbiosis based on trust.

Anthropologist and author David Graeber makes a similar argument. He believes that fiat currency is nothing more than a favour system and that it’s wrong to call it a debt-based economy. It’s far more akin to a credit-backed standard, one that evolves from a need to share what you’ve got today because you don’t know what favours you might need to call upon from others tomorrow.

What’s more, what you have today is often subject to decay. Thus hoarding (and acting only in your own interest) doesn’t actually make sense for the economy.

Debt comes into it because, in the old disintermediated and fragmented world which lacked today’s connectivity, it made sense to harmonise individual credits with those of others. Also, before the advent of marketplaces, you couldn’t guarantee that you would find a grateful recipient for your surplus milk production before it went to waste.

[ Details / Source: Above is our hand-picked KEY excerpt(s) from this full article: "Debunking goldbugs" ]

WV Editor’s Note: Here’s some more downright anti-gold bug fun from one of our trader contacts: See Doug Robertson’s response to one of our own rants on the subject.


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The cultural distain for the creative and successful

Posted June 1, 2012 at 1:44 am

by Maura Pennington

An attitude continues to grow in America that is being reflected in public policy, which heaps disdain on the creative and successful. Even if fully 99% of the population support it, this mentality will never lead to progress and cannot be sustained.

To really move forward, we have to reassess what it means to be creative and start respecting again what the best and the brightest do for us.

Part of our devaluation of creativity comes from the fact that people ­assume it is related to education. Yet ­creativity is not taught. The impulse has to already be present in a person; it cannot be implanted by a curriculum.

Creativity is not a commodity, either. It cannot be bought by federal funding or parents paying for private tutors. Creativity is a natural quality — either you can imagine what doesn’t exist or you can’t — that is then nurtured to make new things out of nothing.

It is an outright restriction on creative activity to put a limit on how well a person can do this. The 99% Spring cosigners merely want an ambiguous limit and unspecified recalibration of American democracy, stated in goals of vaguely explained substance. In and of itself, the movement is ­random and ill-defined. The serious issue is the culture of envy breeding the curious logic that has ensnared bored young activists and legitimate national organizations.

[ Details / Source: Above is our hand-picked KEY excerpt(s) from this full article: "The 99% Movement Scorns American Creativity" ]


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The ultimate greater fool trade: Gold

Posted May 31, 2012 at 3:55 am

by Josuha M Brown

When looking at gold ($GLD), you can be an expert in the fairy tale aspect of it and cite episodes from Ancient Sumeria as proof of its value — or you can grow up and accept the fact that it is literally the ultimate Greater Fool trade, for better or for worse.  

Since there are no earnings produced from gold we really only have supply and demand to go by, and that is why the technicals are really all that matter with this particular “asset class.”

I’m speaking to an audience of 6000 gold bugs in Vancouver next Monday, if I should disappear as a result of this post, please give my blog to Tadas Viskanta and my Twitter handle to Joe Weisenthal, as per my living will.

Anyway, 150 seems like a pretty important level for $GLD (1500 for an ounce of gold) and it seems to be flirting with breaking under as we speak.  My rudimentary charting skills on display below (and here)…

[ Details / Source: Above is our hand-picked KEY excerpt(s) from this full article: "Gold on the ropes…" ]

WW Editor’s Note: for our own come-on-lets-keep-this-real-folks take on the barbaric metal, see the links at the bottom of our Critical thinking on Gold, Money, Currencies post.




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